Flexible HVAC & Plumbing Financing for Your Indiana Home

A high-efficiency heating and cooling system is a critical investment in your home’s long-term value and monthly energy savings. At Riverway Plumbing & HVAC, we believe a tight budget shouldn’t stand between your family and a comfortable home environment. That is why we have partnered with Sunbit to offer tailored financing solutions that fit your monthly budget without the stress of traditional lending hurdles.

Why Choose Sunbit

Why Choose Sunbit Financing for Your Next Repair or Install?

Financing your HVAC replacement or major plumbing repair allows you to secure the system you need today while paying over time through manageable installments. Our program is designed to be lightning-fast and inclusive, ensuring that the majority of our Bloomington and Jackson County neighbors can qualify for the help they need.

Key benefits of our financing program include:

90%+ Approval Rate

We provide options for a wide range of credit profiles to ensure most homeowners get the green light.

No Hard Credit Checks

You can check your eligibility in seconds without impacting your credit score.

Flexible Funding

Finance essential projects ranging from $50 to $10,000.

Zero-Interest Options

All approved customers have access to 3-month 0% APR plans to save on total costs.

Transparent Terms

Enjoy a "kind" payment experience with no hidden application fees, late fees, or early payoff penalties.

How Our Financing Process Works

We’ve streamlined the application to be mobile-friendly and “lightning fast,” typically taking less than 60 seconds to complete. To get started, you simply need to be 18 years of age and have a few basic items ready:

1

Contact Info

A valid email address and phone number.

2

Identification

A state-issued ID or driver’s license.

3

Payment Method

A bank-issued debit card for your initial down payment.

4

Recurring Payments

A debit card or deposit account to set up your monthly installments.

Investing in High-Efficiency Comfort Today

Modern HVAC systems with higher SEER2 ratings can significantly reduce your utility bills, often paying for themselves over time through energy savings. By leveraging financing, you can opt for a “premium” eco-friendly system that lowers your carbon footprint and monthly overhead without a massive upfront hit to your savings.

Or call our local team at (812) 327-8080 to discuss current promotions.

F. A. Q

Financing Your Home Comfort: Common Questions

We understand that investing in a new HVAC system or a major plumbing repair is a big decision for your household. To help you navigate your options with confidence, we’ve answered the most frequent questions regarding our Sunbit partnership and how we make home maintenance affordable for every Indiana family.

No. Initial applications through our Sunbit partnership use a "soft" credit pull, meaning you can view your monthly payment options without any impact on your credit score.

You can finance a wide range of services. Our plans cover projects starting as low as $50 up to $10,000, making it perfect for both emergency repairs and full system replacements.

No. We believe in "kind" financing. There are no early payoff penalties, no application fees, and no hidden late fees.